Pro Se Litigant Seeks Supreme Court Review in Major HERA / Federal Foreclosure Bar Case

July 2026

Washington, DC — A pro se appellant in Vallejo, et al. v. Federal National Mortgage Association (9th Cir. No. 24-7612) is preparing a petition for a writ of certiorari to the Supreme Court of the United States. The case raises significant questions under the Housing and Economic Recovery Act of 2008 (HERA) concerning the scope of the Federal Housing Finance Agency’s (FHFA) conservatorship powers, the Federal Foreclosure Bar (12 U.S.C. § 4617(j)(3)), servicer standing, and federal preemption of state law.

The Ninth Circuit’s decision implicates the uniform application of federal law governing Fannie Mae assets and has broad implications for national housing finance markets, mortgage servicers, and property rights nationwide.

Key Issues Presented

• Proper scope and preemptive effect of the Federal Foreclosure Bar.
• FHFA conservatorship succession and asset protection authorities.
• Standing of loan servicers to assert federal protections (consistent with Nationstar Mortgage LLC v. Saticoy Bay LLC, 996 F.3d 950 (9th Cir. 2021)).
• Inter-circuit consistency in HERA interpretation.

“This case presents important federal questions affecting millions of mortgages and the stability of the secondary housing market,” said [Your Full Name], the pro se appellant. “I am seeking Supreme Court review to ensure uniform application of HERA protections.”

The appellant has filed a Petition for Panel Rehearing and Rehearing En Banc in the Ninth Circuit and is actively seeking amicus support from interested organizations and clinics.

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