Understanding AMERICANS AGAINST FORECLOSURES (AAF)…and the Fight Against Mortgage Fraud.

Your posts on our websites highlight a critical issue: mortgage fraud in the US, which has devastated countless families through illegal foreclosures, predatory lending, and systemic corruption in the housing finance system.

AAF appears to be a grassroots campaign under the Actions for Justice (AXJ) network, focused on exposing and combating these practices nationwide. Based on recent activity, it’s tied to independent journalism and advocacy efforts to hold banks, judges, and regulators accountable.

What is AAF?

• Overview: Americans Against Foreclosures (AAF) is an initiative by AXJ, a member-sponsored nonprofit global news network founded in 1998. It positions itself as a non-compromised voice amplifying stories of mortgage fraud victims, pushing for criminal complaints, and rallying public pressure against fraudulent entities like the Mortgage Electronic Registration System (MERS).
• Core Mission: To “go after all Mortgage Fraud by documenting cases, filing complaints with state Attorneys General (A.G.s), and exposing judicial blind spots in foreclosure proceedings. They emphasize reviewing property chain of title for MERS-related fraud to collect fines and recover losses.
• Key Activities (from recent X posts):
  • Highlighting specific cases, e.g., a Missouri man’s ignored pleas in a massive fraud scheme amid bankruptcy (Oct 7, 2025).
  • Alerting on multi-state broker-led schemes involving Fannie Mae and investment properties (Jul 15, 2025).
  • Calling out judicial corruption in New Jersey foreclosures tied to securities greed (Jan 3, 2025).
  • Reporting LA indictments of 12 people in a $15M mortgage and green loan fraud ring (Jul 21, 2024).
  • Broader pushes: Encouraging victims to report violence in unlawful evictions and fraud in FHA loans or MBS securities.

The linked page (https://axj.support/fraud/) seems to serve as a hub for these efforts, though it’s a landing spot for resources, complaint forms, or state-specific fraud reports (e.g., Missouri cases at https://axj.support/mo/). Broader Context on Mortgage Fraud in the USMortgage fraud isn’t just isolated scams; it’s a systemic risk that fueled the 2008 crisis and persists today, costing billions and displacing families. Recent developments show growing crackdowns:

Aspect	Details	Examples/Sources
Scale & Types	Includes occupancy fraud (lying on apps), straw buyer schemes, appraisal manipulation, and MERS assignments hiding true owners. High-risk states: CT (#2 nationally), CA, NJ, MO.	FBI videos on honest applications @pulte; CT’s $112M scheme (Nov 2024) @FattestSack.
Government Response	FBI Mortgage Fraud Task Forces active since 2009; new era of accountability for CRE lenders. US Director of Federal Housing vows: “Nobody is above the law.” @TrumpWarRoom	Indictments in CA ($15M loss) @AxjNoticias; FHA fraud prevention calls @m3_melody.
Victim Impact	Foreclosures strip equity, enable digital ID pushes (“own nothing”), and ignore insurance payoffs. Millions in fraudulent FHA loans unprosecuted.	Personal stories of court dismissals @mcc2224; AP on vulnerable homes (2017, still relevant) @AP.
Advocacy Wins	Public pressure leads to fines via A.G.s; exposing hedge fund ties (e.g., Elizabeth Warren critiques).	File MERS complaints @AxjNoticias; TX property fraud exposure @Repealing1913.

How to Get Involved or Protect YourselfIf you’re a victim or ally:

1. File a Complaint: Review your deed for MERS/assignments and report to your state A.G. (e.g., via AXJ tools). This can trigger fines and investigations.
2. Amplify Stories: Share on X with AAF #Mortgage Fraud to build momentum—recent posts show it’s gaining traction.
3. Resources:
   • AXJ Network: https://axj.support/ (state fraud hubs).
   • FBI Tips: Report via fbi.gov or their Mortgage Fraud page.
   • Housing Dir. Pulte’s Channel: Updates on enforcement @DefiantLs.
4. Prevention: Verify lenders, get title insurance, and use tools like CoreLogic for fraud risk checks.

This fight needs more voices—banks crashed the system once; let’s not let them do it again. If this is your campaign, keep pushing; if you’re affected, DM for specifics. What’s your take on the latest CA busts?

AMERICANS AGAINST FORECLOSURES